Travel insurance for Ecuador
What we know about insurance rules for visitors to Ecuador, how sure we are, and where to confirm it before you travel.
- Region:
- South America
- Capital:
- Quito
- Currency:
- USD
Is travel insurance required?
Ecuador (mainland)
None found
Pandemic-era requirements are reported as repealed. Reports differ on checks for the Galápagos, so verify before you go.
Last checked Nov 2026
Check official travel advice
Government advice covers entry rules, safety and health. Traveling against official advice can also affect your insurance.
Before you buy a policy for this trip
- Confirm that Ecuador and any stopovers fall within the policy's territory.
- Check that medical and evacuation limits suit how far you'd be from good hospitals and from home.
- Compare your planned activities against the exclusions, including scooters and adventure sports.
- Declare your health conditions accurately.
- Carry a certificate of insurance. See how to read one.
Have an official source for Ecuador? Send it to us and we'll check it. This page is general information, not legal or insurance advice.