Disclaimer

We aren't an insurer or adviser

StarHolidays is an information website. We aren't an insurance company, broker, agent, law firm, medical provider or financial adviser. We don't sell or arrange insurance, and we aren't authorized to give personal advice on insurance products.

General information only

Everything here is general. It doesn't take into account your circumstances, country of residence, health, age or plans. It isn't insurance, legal, immigration, medical or financial advice, and you shouldn't rely on it as such.

For advice about your own situation, speak to a licensed insurance professional, a lawyer or immigration adviser, or your doctor, as appropriate.

Your policy decides

Only your policy wording determines what is covered. Where our guides describe what policies "usually" or "often" do, your policy might differ, and it might use different names or definitions. Always read your own documents, and ask your insurer to confirm anything that you're unsure about.

Rules change

Entry rules, visa requirements and government advice can change with little or no notice. Our tracker shows when we last checked each entry, but it may not reflect the latest position, and it isn't an official source. Confirm requirements with the relevant embassy, consulate, government or airline before you travel. We can't guarantee that any policy or document will be accepted by an authority.

Figures and examples

Costs and statistics come from the sources named on each page, and they may be estimates, may reflect one market or may be out of date. Commercial sources may have an interest in the figures they publish. Worked examples are illustrations rather than real cases or quotes. Your real costs and outcomes may be very different.

Medical emergencies

If you have a medical emergency, contact local emergency services immediately. Don't delay treatment because of something you've read here.

External links and advertising

We link to sources and may show ads. We don't control those other websites or endorse any advertiser, and we're not responsible for their content or products.

Limits on liability

To the fullest extent allowed by law, we accept no liability for any loss arising from your use of this site or your reliance on anything published here. See our terms of use for more.

If you think that we've got something wrong, please tell us. We'd like to fix it.