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Travel insurance for Kenya

What we know about insurance rules for visitors to Kenya, how sure we are, and where to confirm it before you travel.

Region:
Africa
Capital:
Nairobi
Currency:
KES
Full guide available Read our in-depth Kenya guide →

Is travel insurance required?

Kenya Unsettled

A gazetted scheme requires health cover for visitors staying under 12 months, tied to the eTA. A court suspended it in 2026 and reports say the challenge was later dismissed. Check the eTA portal for the current position.

Stated minimum: Reported US$50,000

Last checked Nov 2026

Check official travel advice

Government advice covers entry rules, safety and health. Traveling against official advice can also affect your insurance.

Before you buy a policy for this trip

  1. Confirm that Kenya and any stopovers fall within the policy's territory.
  2. Check that medical and evacuation limits suit how far you'd be from good hospitals and from home.
  3. Compare your planned activities against the exclusions, including scooters and adventure sports.
  4. Declare your health conditions accurately.
  5. Carry a certificate of insurance. See how to read one.

Have an official source for Kenya? Send it to us and we'll check it. This page is general information, not legal or insurance advice.